{"id":221,"date":"2016-03-28T13:55:14","date_gmt":"2016-03-28T20:55:14","guid":{"rendered":"http:\/\/ogbornelaw.com\/?p=221"},"modified":"2023-07-24T22:15:25","modified_gmt":"2023-07-24T22:15:25","slug":"10-events-impact-estate-plan","status":"publish","type":"post","link":"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/","title":{"rendered":"10 Events that Impact Your Estate Plan"},"content":{"rendered":"<p>Life is full of changes and you need an estate plan that fits your lifestyle.<\/p>\n<p>Marriage, birth, death, and illness quickly change your financial and healthcare situation.<\/p>\n<p>Give yourself and your family peace of mind by taking time each year to review and update accounts and beneficiaries. Then you can rest easy that you, your family, and your wishes will be taken care of should you die or become incapacitated.<\/p>\n<p>Not sure where to start? Here are life events that impact your estate plan.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#Marriage\" >Marriage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#Marriage_blended_family\" >Marriage + blended family<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#Divorce_or_death_of_spouse\" >Divorce or death of spouse<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#Birth_or_adoption_of_a_child\" >Birth or adoption of a child<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#Death_or_disability_of_a_guardian_for_children\" >Death or disability of a guardian for children<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#Acquisition_of_substantial_wealth_or_assets\" >Acquisition of substantial wealth or assets<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#Moving_to_a_new_state_or_changes_to_state_laws_where_you_live\" >Moving to a new state or changes to state laws where you live<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#Before_youre_incapacitated\" >Before you\u2019re incapacitated<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#Career_changes\" >Career changes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/webtechs-designs.com\/2023Ogborne\/10-events-impact-estate-plan\/#New_bank_or_investment_accounts\" >New bank or investment accounts<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Marriage\"><\/span>Marriage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Congratulations! Now that the wedding bells have stopped, it\u2019s time to update your estate plan to include your new spouse and remove anyone who you may not want like an ex-spouse or ex-significant other.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Marriage_blended_family\"><\/span>Marriage + blended family<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In addition to adding your spouse when you get married, make sure your plan names custodians for underage children and disabled adult children. You may also want to be detailed about who gets your assets in the event of your death. A second spouse may see things differently than your children from a first marriage so make your wishes known in writing.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Divorce_or_death_of_spouse\"><\/span>Divorce or death of spouse<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Along with updating your estate plan, be sure to update beneficiaries on all bank and investment accounts. In Arizona, the named beneficiary trumps the will in terms of who receives the assets. You might not want an ex-spouse to get your investment account in the event of your death.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Birth_or_adoption_of_a_child\"><\/span>Birth or adoption of a child<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Appoint proper guardians and make inheritance provisions for your new child. If you have a living trust, you can name the ages and circumstances in which children inherit assets. Without it, they may inherit as soon as they turn 18 years old.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Death_or_disability_of_a_guardian_for_children\"><\/span>Death or disability of a guardian for children<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You\u2019ve named a\u00a0friend or relative to take care of your children in the event of your death but what happens if they die before you? Your children\u2019s welfare is at the mercy of the court and subject to a custody battle.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Acquisition_of_substantial_wealth_or_assets\"><\/span>Acquisition of substantial wealth or assets<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whether earned or inherited, a substantial change to wealth or assets should be discussed with your estate planning attorney to be sure you\u2019re getting the greatest tax and inheritance benefits and name proper beneficiaries.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Moving_to_a_new_state_or_changes_to_state_laws_where_you_live\"><\/span>Moving to a new state or changes to state laws where you live<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Don\u2019t assume your existing will and estate plan is valid in every state. The law is constantly changing whether it\u2019s state or federal law, you need to be sure your estate plan is in compliance.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Before_youre_incapacitated\"><\/span>Before you\u2019re incapacitated<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A living will is part of an estate plan and includes your wishes should you become incapacitated. You will also name a healthcare power of attorney to make medical decisions on your behalf. Discuss your wishes with the person you name. While not required by law, it will help you rest easier knowing they understand and will comply with your wishes.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Career_changes\"><\/span>Career changes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Changes such as a new job, promotion, or if you start or close a business. Make sure you and your family are protected as life changes especially if your income has changed.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"New_bank_or_investment_accounts\"><\/span>New bank or investment accounts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Every asset you have should be reviewed by your estate planning attorney and changes made to your plan as needed or required by law. Without this, your assets may be subject to probate court.<\/p>\n<p>Make sure you, your family, and assets are taken care of according to your wishes when you have an updated estate plan.<\/p>\n<p>Life is complicated but your estate plan doesn\u2019t need to be.<\/p>\n<p>If these (or other) life events have happened to you since last reviewing your estate plan, call Ogborne Law.<\/p>\n<p>We will work with you, your spouse, and family to be sure your plan is in compliance with current laws and, more importantly, is aligned with what you want to happen.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life changes and so does your estate planning. A living document, your estate plan needs to reflect new events that may happen. We outline ten things that can happen in your life that requires a change to your estate plan.<\/p>\n","protected":false},"author":3,"featured_media":11696,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37,31],"tags":[],"class_list":["post-221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-estate-planning","category-family-law","category-37","category-31","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>10 Events that Impact Your Estate Plan - Ogborne Law, PLC<\/title>\n<meta name=\"description\" content=\"Life changes and so should your estate plan. We outline ten things that can come up that mean your estate plan needs an update.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"10 Events that Impact Your Estate Plan\" \/>\n<meta property=\"og:description\" content=\"Life changes and so should your estate plan. 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